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Sophie's Blog

"I looked at the UK investment market and thought it could do with a shake-up."

Tom Russell InvestSmart

Sophie's Blog

On the trail of Value for Money

Sophie Russell, Head of Marketing, offers advice on the best ways to save your money so that it remains with the person who deserves it most - you!

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Thursday 1st January 1970

Switching To Commission Free Funds?

...Then Be Careful Not To Trigger A Capital Gains Charge.

Before the FSA’s ban on commission nearly all unit trusts and stocks and shares ISAs included a trail commission built into the plan. 

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Thursday 1st January 1970

Its not just about saving money!

At InvestSmart we’ve noticed a big increase in general financial advice queries since the beginning of the year.

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Thursday 1st January 1970

What's wrong with the banks?

Nobody feels sorry for them, but the High Street Banks have certainly been in the firing line of late.  From the mis-selling of PPI policies to the fixing of the banks’ interest rates it’s been a string of PR disasters in recent years.  But in the run up to the ban on commission coming into effect next year the Banks are not in the headlines for once.

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Thursday 1st January 1970

The new battle of the sexes

 

From the end of this year it will be illegal for insurance companies to discriminate on the basis of gender. The European Union directive will have a big impact on how much we pay for car insurance, life and critical illness cover and how much income we will get from our pensions. 

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Thursday 1st January 1970

A Sign of the Times

If you want to be savvy with your money it is important to know which way the economy is heading. It can be difficult to know the facts when the newspapers tell us one minute that we are heading into another recessionary dip, and the next minute that everything is fine… so what really is the truth? 

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Thursday 1st January 1970

The Cost of Inflation

Research by accountancy network UHY Hacker and Young suggests that savers are losing out on a massive £18 billion pound a year. The research, undertaken this month, pointed the finger at record low interest rates and the Bank of England’s emergency support measures.

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Thursday 1st January 1970

Bank Advice Gets The Thumbs Down

If you are looking to save money, turning to banks and building societies may be an unwise move, according to lobby group, Which? The experienced investors, who conducted the study whilst posing as retired savers, found that a large number of banks and building societies were recommending inappropriate investments and giving poor advice to customers.

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Thursday 1st January 1970

ISA Allowance - A Great Way to Save

ISAs are an extremely popular form of saving money in the UK, but from our experience many people find them confusing. Luckily, ISAs have become increasingly less complex over the years and hopefully we can clear up one of the biggest questions in this short blog post: “how much can I save with an ISA?”

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Thursday 1st January 1970

Save Money on Your Summer Holiday

With the majority of the recent bad weather finally behind us (fingers crossed), it is time to dust off those sunglasses and start thinking about you next holiday! But make sure you use the money saving tips below in order to get the most of your cash

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